Crushed by a Lie: The Affordability Crisis is a Deliberate Policy Choice. You're Paying For It.

They want you to believe it’s complicated. They’ll blame global supply chains, international conflicts, and "uncontrollable economic factors." But don't be fooled. The affordability crisis that is crushing Canadian families is not a mysterious illness; it's a poison administered by years of deliberate policy choices from Ottawa and the Bank of Canada, designed to benefit the wealthy at your expense.

For over a decade, the government and the central bank kept interest rates artificially low, pumping cheap money into the economy. This wasn't for you; it was to inflate asset prices—stocks and, most importantly, real estate. This made a generation of homeowners and investors fantastically wealthy. The cost? It turned housing from a fundamental human need into a speculative commodity, pricing an entire generation out of the market and forcing them into a life of precarious, soul-crushing rent.

Now, to "fight" the inflation they created with all that cheap money, they've jacked up interest rates, hammering the very people they encouraged to take on massive debt. Your grocery bill is skyrocketing, your mortgage payment has doubled, but are corporate profits falling? Are the billionaire grocers suffering? No. The crisis is a massive transfer of wealth, from your pocket to the balance sheets of banks and corporations. They created the problem, and now they are making you pay to "fix" it. This isn't an economic cycle; it's a setup.